About Gerber & Louw

GERBER & LOUW (Pty) Ltd, was registered in December 2001, and launched in January 2002 as a diversified, “multi – services” financial services company. The founders and only directors of the company, at that time, was Fritz Gerber and Kobus Louw, - both with years of experience in financial services and the management of financial services. (Sanlam). Initially the company focused on all the primary financial services, including such diverse services like medical schemes, short term (asset) insurance, funeral benefits, etc

Towards the end of 2003, it became clear that a more specialized and personal approach in financial services was needed to serve our primary clients best. The two founder-directors decided to split the company in two, each business focusing on its own niche services.

This lead to the formation of a separate business owned and managed by Frits Gerber and the taking over of all shares and interests in GERBER & LOUW, by Kobus Louw.

Since October 2003, Kobus Louw is the Managing Director (and only share holder) of GERBER & LOUW (Pty) Ltd. and has no connection whatsoever with the businesses or activities of Frits Gerber. (Although good relations are maintained)

Since 2003, our company’s only primary focus was, and still are, independent, specialized and personal financial and investment advice on:

1. 1.  Investment Portfolio planning, implementation and evaluation.
2. 2.  Retirement planning, implementation and evaluation.

3.  Financial risk (Life, Disability, Accident, Trauma) planning, implementation and evaluation. 

4. 4.  Associated estate, tax and legal aspects.  

(See Services, Products and contracted service providers for more information)

The Company is managed from its administrative office in Betties bay (Western Cape), between Somerset West and Hermanus. GERBER & LOUW is to a large extent technology driven as opposed to service from office premises. Service to our clients, primarily in the Western Western Cape and Gauteng, are effectively managed and delivered by means of up to date technology and personal interviews, if and when needed.

The leading role players in the day to day activities of GERBER & LOUW are;

1. - KOBUS LOUW (JC Louw)
2. Principal and Managing Director of the company with more than 25 years of experience in our service fields and the management thereof.  He completed his B Iuris (UNISA) in 1984, and successfully passed the examinations of the highly regarded Financial Planning Institute, to qualify as CFP® (Certified Financial Planner), in 1994. This qualification is internationally recognized and is still regarded as the highest formal qualification that can be obtained in financial advice, in South Africa. In addition to this, Kobus completed an EDP (Executive Development Program) with Manchester Business School in 2000 (Sponsored by Sanlam). Kobus is furthermore a licensed “Compliance Officer” with the FSB (Financial Services Board). From 1984 till 2001, before GERBER & LOUW was started, Kobus was employed by Sanlam, initially as Advisor, then as Senior Branch Manager and finally, since 1996, as Regional Manager. (North West province and in Pretoria). Kobus achieved numerous awards during this period for sales and sales management, and led various projects for Sanlam.

2. – ERNA ROBBERTSE (EP Robbertse)
3. Senior Financial Advisor since the start of our company in 2002. Erna has more than 26 years of experience in the Life Assurance industry. (Previously  Sanlam) She specializes in risk, savings and pension products and services. Erna has completed numerous industry courses and qualifications and serves her large client base in Pretoria and in the Western Cape with distinction.

3. – GUNTER SCHUMANN (GR Schumann)
4. Office Manager joined our company in 2009 and is overseeing all administrative and accounting aspects of the company. Gunter is at present busy with his B Com (Law) degree and aspires to eventually qualify as a financial and investment advisor.

“ Derivatives are financial weapons of mass destruction. “

       Warren Buffet